Home Insurance - Buildings and Contents

With such a wide range of companies offering buildings and contents insurance, choosing the best deal can be difficult. We will search a wide range of companies to help find the deal that is best for you.

Please call us today on 028 20762353 to receive a quote for buildings and contents insurance. To speed up the process, it is helpful if you have the following details to hand:

• Personal details: DOB and postcode
• Sums Insured for buildings and contents
• Type of cover: standard or accidental?
• Any valuable items or cover required for items away from the home
• Details of any previous claims or losses
• Type of preoperty, e.g. detached bungalow

Keeping your policy up-to-date

Even if you already have a policy in place, it is important that it is kept up to date. If you make improvements to your home, for example building an extension or installing central heating, you need to tell your insurer.

The same applies for contents insurance: if you acquire new valuable goods, such as jewellery or antiques, it is advisable that you have these added to your existing policy.

Making a claim

Before we give you some basic details, it is worth mentioning that if you require any assistance in making a claim, then please contact us and we will help you through the different stages of the process.

There are a few simple things you need to do if you want to make a claim:

First, check your policy documents to make sure the claim is covered by your insurance. If you are in any doubt, contact your insurer. If you have been the victim of a burglary or vandalism, you could contact the police immediately.

You should then obtain a claim form from your insurer and complete it as soon as possible. This should include estimates for the cost of repairs or replacement. If it is not possible to estimate immediately, then you can send the claim form first and the estimates later. We can help you with this process if you are having difficulties.

All damaged items, relevant receipts and bills for emergency repairs should be retained: they could be useful when making your claim.

For substantial claims, a representative from the insurance company is likely to visit you to assess the claim.