Home Insurance is not as straightforward as you might expect

Some online and direct Insurers are out to trick you into thinking the cover they are offering is equivalent or better than the policies offered by everyone else. Be warned however that in many cases the cover is not the same! We have seen many examples where Insurers use a variety of misleading terms to describe their cover. The phrase "Standard Accidental" is becoming increasingly common and might fool you into thinking that you have an "Accidental" policy when in fact what you probably have is "Standard" cover and you will not be Insured for many mishaps about the house such as DIY accidents. At P J McIlroy & Son we will take the time to explain the differences between Standard and Accidental cover and ensure that you know exactly what cover you are getting.

In other cases essential covers such as "Trace and Access" are not included or a low sum Insured is offered. If you are unfamiliar with this term then you should contact P J McIlroy & Son and discuss your Insurance. All our policies provide a minimum Trace and Access Sum Insured of £5,000.

Assistance when making a claim

When you need to make a claim on your home insurance policy it can be a daunting experience. If you have suffered a burst pipe or had a burglary at your home then you will want things put right as soon as possible. The process for making a claim and how it is handled can vary between insurers however one thing will remain constant and that is the support you will receive from P J McIlroy & Son. We will help make sure your claim is fairly assessed and is processed as quickly as possible and if you do encounter any problems we will do our best to resolve these issues for you.

A variety of options

With such a wide range of companies offering buildings and contents insurance, choosing the best deal can be difficult. At P J McIlroy & Son we will search a wide range of companies and schemes to help find the deal that is best for you. Simply call us today on 028 207 62353 to receive a quote for buildings and contents insurance. Alternatively call into our office and sit down in comfort to discuss your requirements. We will take the time to ensure that you are getting the best possible advice and cover.

Just take a look at the following benefits of arranging your home Insurance with P J McIlroy & Son:

• Cover available to suit every budget - new for old cover on every policy
• Combined Buildings and Contents policies from just £133.00
• Flexible payment options
• No claims discounts to reward those who haven't claimed
• Tailor your cover by adding optional extras such as cover away from your home
• Insurance provided by well-known Insurers such as Aviva, Legal & General, Zurich etc.
• Minimum £5,000 trace and access cover on every policy
• Support, expertise and assistance of P J McIlroy & Son throughout the claims process
• We work for our customers – we are not employed by Insurance companies
• Own homes and holiday homes
• High net worth insurance for customers who require for higher value buildings and contents
• We will never pass your personal information to other parties or plague you like some internet companies.